Retirement Readiness

In this week’s episode of Retirement Readiness, Tim Regan and Katie Umland discuss the differences between advice given from social influencers and financial advisors – including why individuals should be wary of taking financial advice from strangers online.

When it comes to financial guidance, it’s essential to know who you can turn to with confidence – especially when your future retirement is on the line. That’s why online financial advice via social influencers is so tricky:

On the one hand, it can make money knowledge more accessible to more people – all you need is a mobile device and an internet connection to watch those TikToks about saving money and optimizing returns. 

On the other hand, you don’t have a simple way to verify that the advice being given is accurate, or even if the people doling out that advice are legitimate sources. 

Moreover, financial advisors are often held to certain legal standards for advice, with many financial professionals falling under the category of “fiduciary.” Fiduciaries are legally required to act in the best interest of their clients, even if it means the advisor makes less money overall. 

With social influencers, it can be tough to parse out true intentions: Are they trying to help you save money, or are they trying to get the most views possible? Are they promoting a specific brand or product because they actually believe in it, or because they’re being compensated?

In this episode, Tim and Katie dive into the nuances of digital financial advice, including tips on how to verify a person’s financial advisor status with just a few clicks. Hit “play” above to hear more about the differences between social influencers and financial professionals, or browse our other episodes to learn more about preparing for retirement. 

Key Timestamps

• 00:02:30 – Many social media influencers give opinions rather than advice since they have not gone through extra training or education. 
• 00:05:12 – Tim and Katie discuss why someone should work with a financial advisor instead of curating advice from social influencers. They compare it to trying to self-diagnose symptoms through WebMD. 
• 00:07:47 – Social media influencers make money from views and commission from product reviews.
• 00:11:37 – Tim and Katie acknowledge that social media is a useful medium for advice, but people need to be careful with what advice they decide to take. 
• 00:15:10 – Tim and Katie emphasize the importance of verifying the information shared by social influencers. 
• 00:15:44 – Tim and his team encourage viewers to scrutinize TikTok and Instagram accounts before following them. 

Key Takeaways

1. Social influencers giving financial advice can make money knowledge more accessible to the masses – but viewers should be wary that internet advice from non-qualified sources isn’t always correct. 
2. Some social media influencers may be receiving money for endorsing certain products or advice, while a fiduciary advisor is legally required to give objective financial advice. 
3. There are tools available to verify someone’s advisor status, such as BrokerCheck, which is regulated by the U.S.’s Financial Industry Regulatory Authority (FINRA).

Links

1. PrairieView Wealth
2. PrairieView’s Youtube

Find Financial Advice You Can Trust with Prairie View Wealth

Our financial advice is built with your goals and future retirement in mind at every step of the process. Click here to connect with a member of the PrairieView Wealth team today and get started. 

 

Facebook: https://www.facebook.com/PrairieViewWealthPartners

LinkedIn: https://www.linkedin.com/company/prairieview-wealth-partners/

Website: https://www.prairieviewwealthpartners.com/

 

[Disclosures]

PrairieView Wealth Partners, LLC is a registered investment advisor. Information in this message is for the intended recipient[s] only. Please visit our website prairieviewwealthpartners.com for important disclosures.

PrairieView Wealth Partners, LLC often communicates with its clients and prospective clients through email and other electronic means. Your privacy and security are very important to us. PrairieView Wealth Partners, LLC makes every effort to ensure that email communications do not contain sensitive information. If you are not the intended recipient of this communication, please delete and destroy all copies in your possession, notify the sender that you have received this communication in error, and note that any review or dissemination of, or the taking of any action in reliance on, this communication is expressly prohibited. We remind our clients and others not to send PrairieView Wealth Partners, LLC private information over email. If you have sensitive data to deliver, we can provide secure means for such delivery. Please note PrairieView Wealth Partners, LLC does not accept trading or money movement instructions via email. Please visit our website prairieviewwealthpartners.com for important disclosures.

Please remember to contact PrairieView Wealth Partners, LLC if there are any changes in your personal/financial situation or investment objectives for the purpose of reviewing/evaluating/revising our previous recommendations and/or services, or if you want to impose, add, or to modify any reasonable restrictions to our investment advisory services. A copy of our current written disclosure statement discussing our advisory services and fees continues to remain available for your review upon request.

The information provided herein is for informational purposes only and does not constitute financial, or legal advice. Investment advice in an advisory capacity can only be rendered after delivery of PrairieView Wealth Partners, LLC’s disclosure statement (Form ADV Part 2) and execution of an investment advisory agreement between the client and PrairieView Wealth Partners, LLC.

Welcome to Retirement Readiness, the podcast that helps you navigate the path to a secure and fulfilling retirement. In this episode, join hosts Tim Regan and Katie Umland of PrairieView Wealth Partners as they unravel the complexities of estate planning and its vital role in your retirement strategy.

Picture this: retirement is on the horizon, and you’ve diligently saved and invested over the years. But have you considered what happens to your hard-earned assets when you’re no longer here? 

Estate planning is the key to ensuring your wishes are carried out even after you’re gone. And contrary to popular belief, it’s not just for the ultra-wealthy! 

Here’s a sneak peek at what you can expect from this episode:

• We debunk the myth that estate planning is only for the wealthy, clarifying that it’s an essential aspect of financial planning for everyone.
• You’ll learn about the key documents that make up an estate plan, including wills, trusts and powers of attorney.
• We explore why a large, lump-sum inheritance for your children might not be the best option for everyone.

From selecting the right professionals to reviewing and updating your plan as life circumstances change, Tim and Katie offer actionable steps to help you on your estate planning journey. Listen to the full episode to learn more – and if you’re looking for more retirement planning tips, feel free to check out our other episodes here.

Key Timestamps

• 00:03:14 – Tim explains the role of trusts in estate planning and how they help distribute assets.
• 00:05:23 – Estate planning can seem overwhelming, but with a methodical approach, clients can make informed decisions in a 45-minute to 1-hour long session. 
• 00:09:16 – The hosts discuss the potential downsides of leaving all of your assets to your children at once, including the risk of the money being spent quickly and not fulfilling your intended legacy. 
• 00:12:32 – Trusts can be set up to benefit young children, with a trustee overseeing the use of the money for their benefit until they reach a certain age.
• 00:13:42 – Tim and Katie discuss the importance of legacy planning for your children. They talk about creating trust funds and how they can provide flexibility for your children while also ensuring that they receive the money when they are more responsible.
• 00:14:30 – Tim and Katie explain how leaving retirement accounts to your children can result in them paying income tax on the inheritance. They also provide an example of how leaving money to a church through a retirement account can be more tax-efficient.
• 00:17:44 – The hosts discuss the importance of knowing what you don’t know when it comes to legacy planning.

Key Takeaways

1. Estate planning is for more than just wealthy individuals with large properties. An estate encompasses all of a person’s assets and decisions regarding their distribution, including when they are alive but unable to make decisions for themselves.
2. Trusts play a crucial role in estate planning by designating someone to make decisions on behalf of the individual and ensuring the assets are distributed according to their wishes. 
3. Estate planning should consider the long-term impact and legacy, including the possibility of generational wealth and providing for grandchildren’s education and other needs. Trusts can be structured to provide support while the beneficiaries are young and gradually distribute the assets as they reach certain ages or milestones.

Links

1. PrairieView Wealth
2. PrairieView’s Youtube

Prepare for the Future with Confidence

We have the expertise and experience necessary to help you create a plan – whatever your future holds. Click here to connect with a member of the PrairieView Wealth team today. 

 

Facebook: https://www.facebook.com/PrairieViewWealthPartners

LinkedIn: https://www.linkedin.com/company/prairieview-wealth-partners/

Website: https://www.prairieviewwealthpartners.com/

 

[Disclosures]

PrairieView Wealth Partners, LLC is a registered investment advisor. Information in this message is for the intended recipient[s] only. Please visit our website prairieviewwealthpartners.com for important disclosures.

PrairieView Wealth Partners, LLC often communicates with its clients and prospective clients through email and other electronic means. Your privacy and security are very important to us. PrairieView Wealth Partners, LLC makes every effort to ensure that email communications do not contain sensitive information. If you are not the intended recipient of this communication, please delete and destroy all copies in your possession, notify the sender that you have received this communication in error, and note that any review or dissemination of, or the taking of any action in reliance on, this communication is expressly prohibited. We remind our clients and others not to send PrairieView Wealth Partners, LLC private information over email. If you have sensitive data to deliver, we can provide secure means for such delivery. Please note PrairieView Wealth Partners, LLC does not accept trading or money movement instructions via email. Please visit our website prairieviewwealthpartners.com for important disclosures.

Please remember to contact PrairieView Wealth Partners, LLC if there are any changes in your personal/financial situation or investment objectives for the purpose of reviewing/evaluating/revising our previous recommendations and/or services, or if you want to impose, add, or to modify any reasonable restrictions to our investment advisory services. A copy of our current written disclosure statement discussing our advisory services and fees continues to remain available for your review upon request.

The information provided herein is for informational purposes only and does not constitute financial, or legal advice. Investment advice in an advisory capacity can only be rendered after delivery of PrairieView Wealth Partners, LLC’s disclosure statement (Form ADV Part 2) and execution of an investment advisory agreement between the client and PrairieView Wealth Partners, LLC.

Dive into the intricacies of debt, credit and college costs in this latest podcast episode, which includes tips and tricks for maximizing financial lessons for children in their teens and early twenties. 

In this Retirement Readiness episode, hosts Tim Regan and Katie Umland delve into the topic of financial education for children and young adults – especially those quickly approaching their college years. They emphasize the importance of teaching kids about money early on and providing them with the necessary tools to navigate the financial world. 

Parents will see a return on investment with those lessons as well, as the more financially savvy children are, the less likely parents will have to sacrifice their retirement funds later in life to help them with money problems.

One key strategy Regan suggests is to add children as signers on the parents’ credit cards. This approach allows parents to monitor and guide their children’s spending habits while also helping them build credit from a young age. It can also be more convenient for the parents:

“I don’t want to be playing bank every time I need them to stop and get milk,” Regan explains.

Another option is to introduce credit cards specifically tailored for young adults, such as store credit cards like Target cards, which typically have low limits. These cards not only enable young individuals to make necessary purchases but also serve as an opportunity to develop responsible credit usage and build a positive credit history. Those lessons in credit become especially important during college years, as both parents and children have access to large amounts of borrowing options for education expenses.

By instilling a solid foundation of financial knowledge and teaching practical money management skills to children, parents can empower them to make informed financial decisions in adulthood. Both Regan and Umland stress that starting early, providing hands-on experience and fostering open conversations about money are key elements in preparing the younger generation to navigate the complex financial landscape successfully.

Listen to the full episode for more tips, or check out our other episodes for more information on preparing for retirement. 

Key Timestamps

• 00:01:32 – Parents can add their children as signers on their credit cards to build credit history for them and teach them good financial habits.
• 00:08:37 –  How to set parameters to prevent overborrowing and sacrificing their retirement. Just because students can borrow unlimited amounts of money for college doesn’t mean they should.
• 00:12:28 – How to make good choices leading up to and after the college decision to avoid sacrificing your retirement.
• 00:13:36 – How to manage finances carefully by making good money decisions, not getting overloaded in debt, and being smart with how you fill out financial aid forms.
• 00:16:43 – The decisions made in the decade from 20 to 30 can have a significant impact on long-term financial security. 
• 00:18:11 – Understanding how student loans work is essential to avoid frustration and save money.
• 00:19:47 – The end of college is a crucial time for transitioning into the next phase of life. Parents may need to shift their focus and make sure their children are prepared to make good decisions about finances.

 Key Takeaways

1. Introducing children to credit cards at a young age can help them build credit history and learn financial responsibility.
2. Managing debt and financial obligations can impact financial aid eligibility, so it’s important to consider the long-term implications when making college decisions.
3. The decisions made in the decade from 20-30 can have a significant impact on long-term financial security. Starting off on the right foot, such as saving money early on, can carry someone well into the future. On the other hand, accumulating debt can be extremely challenging to overcome.

Links

1. PrairieView Wealth
2. PrairieView’s Youtube

Get Your Credit in Shape with Prairie View Wealth

We’re here to help you get your financial plan on track. Click here to connect with a member of the PrairieView Wealth team today. 

 

Facebook: https://www.facebook.com/PrairieViewWealthPartners

LinkedIn: https://www.linkedin.com/company/prairieview-wealth-partners/

Website: https://www.prairieviewwealthpartners.com/

 

[Disclosures]

PrairieView Wealth Partners, LLC is a registered investment advisor. Information in this message is for the intended recipient[s] only. Please visit our website prairieviewwealthpartners.com for important disclosures.

PrairieView Wealth Partners, LLC often communicates with its clients and prospective clients through email and other electronic means. Your privacy and security are very important to us. PrairieView Wealth Partners, LLC makes every effort to ensure that email communications do not contain sensitive information. If you are not the intended recipient of this communication, please delete and destroy all copies in your possession, notify the sender that you have received this communication in error, and note that any review or dissemination of, or the taking of any action in reliance on, this communication is expressly prohibited. We remind our clients and others not to send PrairieView Wealth Partners, LLC private information over email. If you have sensitive data to deliver, we can provide secure means for such delivery. Please note PrairieView Wealth Partners, LLC does not accept trading or money movement instructions via email. Please visit our website prairieviewwealthpartners.com for important disclosures.

Please remember to contact PrairieView Wealth Partners, LLC if there are any changes in your personal/financial situation or investment objectives for the purpose of reviewing/evaluating/revising our previous recommendations and/or services, or if you want to impose, add, or to modify any reasonable restrictions to our investment advisory services. A copy of our current written disclosure statement discussing our advisory services and fees continues to remain available for your review upon request.

The information provided herein is for informational purposes only and does not constitute financial, or legal advice. Investment advice in an advisory capacity can only be rendered after delivery of PrairieView Wealth Partners, LLC’s disclosure statement (Form ADV Part 2) and execution of an investment advisory agreement between the client and PrairieView Wealth Partners, LLC.

The decision to downsize and find a new home in retirement is a significant milestone, and discovering the perfect balance of cost and comfort can have a profound impact on your quality of life. Tim Regan, Founder of PrairieView Wealth, and Katie Umland, Head of Marketing, discuss how to properly plan ahead in this latest episode. 

Are you considering downsizing in retirement but unsure how to strike the perfect balance between cost, comfort, and convenience? In this episode of Retirement Readiness, Tim Regan and Katie Umland share their insights from years of experience helping clients build custom retirement plans. 

The golden years of retirement should be a time of relaxation, enjoyment, and new experiences – and much of that hinges on your living arrangements. With so many different retirement living options available, it can be helpful to explore and compare various styles of housing and communities to determine which will best suit your unique preferences. Some retirees may prefer a quiet, rural setting with ample outdoor recreation opportunities, while others might gravitate toward buzzing urban centers with easy access to cultural experiences, shopping, and dining. 

And, of course, retirement communities offer a variety of maintenance-free living solutions. By researching different types of retirement housing options and touring potential communities, you can gain a better understanding of the benefits and drawbacks of each choice, allowing you to make a well-informed decision that supports your ideal retirement lifestyle. 

Ultimately, the key to a successful downsizing experience in retirement is careful planning and honest self-assessment. Acknowledge your priorities and the lifestyle that will bring you the most happiness and satisfaction in your golden years.

Listen to the full episode to hear Regan and Umland discuss how to make the best decision regarding your retirement living situation, plus explore the pros and cons of the most popular options available. 

Key Timestamps

• 00:00:54 – Downsizing is a personal decision that depends on an individual’s lifestyle and preferences. While downsizing may seem like it saves costs, it can also become expensive if an individual wants luxurious amenities.
• 00:05:00 – Retirement communities are a popular option for individuals who want to live in a community and have access to amenities.
• 00:07:02 – Designing a home for retirement should take into account an individual’s lifestyle and preferences, including accommodating family visits.
• 00:13:07 – When choosing a retirement location, it’s important to think about what activities you see yourself doing, where your family and church are located, and whether a second home is necessary.
• 00:13:45 – When considering a second home, it’s important to take into account the maintenance required.
• 00:15:20 – It’s important to not get too caught up in the idea that your current home will be your last move. Instead, focus on what you want to do and where you see yourself for the next decade or so, and make choices based on those goals.

Key Takeaways

1. The decisions to downsize in retirement should factor in your values, lifestyle, potential costs, proximity to family and more. 
2. A smaller home doesn’t necessarily mean lower costs – especially if you’re seeking more luxurious amenities in your golden years.
3. Retirement communities are a great option for retirees who want to live in a maintenance-free community and have access to amenities.

Links

1. PrairieView Wealth
2. PrairieView’s Youtube

Build the Retirement of Your Dreams

Your journey to retirement is one of a kind – just like you. Here at PrairieView, we help our clients create a plan for a future that fulfills their individual values and desires. Click here to connect with a member of the PrairieView Wealth team today. 

 

Facebook: https://www.facebook.com/PrairieViewWealthPartners

LinkedIn: https://www.linkedin.com/company/prairieview-wealth-partners/

Website: https://www.prairieviewwealthpartners.com/

 

[Disclosures]

PrairieView Wealth Partners, LLC is a registered investment advisor. Information in this message is for the intended recipient[s] only. Please visit our website prairieviewwealthpartners.com for important disclosures.

PrairieView Wealth Partners, LLC often communicates with its clients and prospective clients through email and other electronic means. Your privacy and security are very important to us. PrairieView Wealth Partners, LLC makes every effort to ensure that email communications do not contain sensitive information. If you are not the intended recipient of this communication, please delete and destroy all copies in your possession, notify the sender that you have received this communication in error, and note that any review or dissemination of, or the taking of any action in reliance on, this communication is expressly prohibited. We remind our clients and others not to send PrairieView Wealth Partners, LLC private information over email. If you have sensitive data to deliver, we can provide secure means for such delivery. Please note PrairieView Wealth Partners, LLC does not accept trading or money movement instructions via email. Please visit our website prairieviewwealthpartners.com for important disclosures.

Please remember to contact PrairieView Wealth Partners, LLC if there are any changes in your personal/financial situation or investment objectives for the purpose of reviewing/evaluating/revising our previous recommendations and/or services, or if you want to impose, add, or to modify any reasonable restrictions to our investment advisory services. A copy of our current written disclosure statement discussing our advisory services and fees continues to remain available for your review upon request.

The information provided herein is for informational purposes only and does not constitute financial, or legal advice. Investment advice in an advisory capacity can only be rendered after delivery of PrairieView Wealth Partners, LLC’s disclosure statement (Form ADV Part 2) and execution of an investment advisory agreement between the client and PrairieView Wealth Partners, LLC.

This spring, PrairieView CEO Tim Regan and Head of Marketing Katie Umland explore the pros and cons of alternative energy, including the tax incentives associated with solar power panels.

Are you interested in learning more about the tax benefits of installing solar panels? Are you curious about how you may actually save money in the long run? If so, you have come to the right place! In this episode of Retirement Readiness, we’ll be exploring the tax benefits of installing solar panels, including federal tax credits and state credits. 

For homeowners and businesses that are considering solar, understanding the available tax benefits can help them to make a more informed decision and ensure they are taking full advantage of available incentives. Currently, the federal government offers a 30% tax credit for those who purchase and install solar panels, and many states offer additional credits that can stack on top of the federal credit. 

Of course, the decision to go solar is about more than just the numbers. Consider the time commitment, as well as whether or not solar powered electricity will benefit your family in the long run. If you’re planning on selling your home in the next few years, will you be able to get a return on your investment at sale time?

As you make your decision, also realize that these government incentives may not be around forever – oftentimes, tax credits have limits. Once enough people embrace solar energy, the tax credit will likely lower or even disappear completely. 

Listen in on the full episode to learn more about the benefits of solar powered energy, and connect with your financial advisor to discuss how a solar energy tax credit could affect your financial future. 

Key Timestamps and Topics

• [1:36] The push in recent decades to go electric
• [3:54] What tax incentives are the government offering?
• [6:50] How do tax credits help you save money?
• [8:07] Incentives for businesses vs. personal homes
• [12:01] How to estimate your total potential savings
• [17:09] How to make a well-informed decision about putting solar panels on your home

Key Takeaways

1. Currently, American homeowners can receive up to 30% of a tax credit for the cost of materials and installation related to solar panels.
2. Tax credits are designed to encourage certain behaviors – but those incentives won’t be available forever.
3. A tax credit isn’t necessarily enough reason to buy into solar panels. Solar panels often take many years to offset initial costs, and although the government will credit 30% of your costs, you’ll still be on the hook for the other 70%.

Links

1. PrairieView Wealth
2. PrairieView’s Youtube

Make the Big Decisions with Confidence

Here at PrairieView, we know that the everyday decisions really add up when it comes to your finances. At the same time, your life decisions are more than just crunching numbers. We can help you take a holistic approach to your money and find the right balance for your money goals. Click here to connect with a member of the PrairieView Wealth team today. 

 

Facebook: https://www.facebook.com/PrairieViewWealthPartners

LinkedIn: https://www.linkedin.com/company/prairieview-wealth-partners/

Website: https://www.prairieviewwealthpartners.com/

 

[Disclosures]

PrairieView Wealth Partners, LLC is a registered investment advisor. Information in this message is for the intended recipient[s] only. Please visit our website prairieviewwealthpartners.com for important disclosures.

PrairieView Wealth Partners, LLC often communicates with its clients and prospective clients through email and other electronic means. Your privacy and security are very important to us. PrairieView Wealth Partners, LLC makes every effort to ensure that email communications do not contain sensitive information. If you are not the intended recipient of this communication, please delete and destroy all copies in your possession, notify the sender that you have received this communication in error, and note that any review or dissemination of, or the taking of any action in reliance on, this communication is expressly prohibited. We remind our clients and others not to send PrairieView Wealth Partners, LLC private information over email. If you have sensitive data to deliver, we can provide secure means for such delivery. Please note PrairieView Wealth Partners, LLC does not accept trading or money movement instructions via email. Please visit our website prairieviewwealthpartners.com for important disclosures.

Please remember to contact PrairieView Wealth Partners, LLC if there are any changes in your personal/financial situation or investment objectives for the purpose of reviewing/evaluating/revising our previous recommendations and/or services, or if you want to impose, add, or to modify any reasonable restrictions to our investment advisory services. A copy of our current written disclosure statement discussing our advisory services and fees continues to remain available for your review upon request.

The information provided herein is for informational purposes only and does not constitute financial, or legal advice. Investment advice in an advisory capacity can only be rendered after delivery of PrairieView Wealth Partners, LLC’s disclosure statement (Form ADV Part 2) and execution of an investment advisory agreement between the client and PrairieView Wealth Partners, LLC.

This week, hosts Tim Regan and Katie Umland flip the script – telling listeners what they should not do in the process of retirement planning. Explore how several non-obvious costs could impact your long-term funds, as well as how to avoid lifestyle inflation that could run your accounts dry.

Many people can fall into one of two categories of retirement spending: those who are overly frugal, afraid to spend any of their retirement money, and those who feel they have been given a large sum of Monopoly money and feel the urge to spend it all quickly.

Regardless of which category you identify with most, it’s important to understand that when a retiree’s income increases, their taxes and Medicare premiums will also increase. This can be a huge drag on the entire portfolio, leading to a situation in which the retiree (i.e., you) runs out of money before they would have otherwise. 

When considering how to withdraw retirement income, it’s important to consider the full costs and risks associated with the decision, including taxes, Medicare premiums, and any other associated costs. Working with a financial advisor can also be beneficial in understanding these costs and making a plan that works best for the individual.

Through this episode, you will:

• Understand the role of taxes and Medicare premiums when it comes to retirement income.
• Consider the total cost when making decisions about debt repayment.
• Make sure to plan for potential long-term care costs.
• Be aware of the potential cost of supporting adult children.

With the right planning and understanding of the potential costs associated with retirement income, you can ensure that you have the financial security you need to enjoy your golden years and avoid financial disaster. Tune in to the full episode to hear all our top tips from hosts Tim Regan and Katie Umland, or check out our other episodes to learn more about how to optimize your retirement plan.

Key Timestamps and Topics

• [1:06] How people often approach spending their retirement funds
• [4:30] The effects of taxes on retirement spending and saving
• [5:45] The drag of Medicare costs
• [10:16] Helping your kids launch their lives can be expensive and affect your retirement money
• [12:41] How to prepare for healthcare costs
• [15:43] Conservative investments won’t work after you’ve reached retirement
• [17:40] How much should you spend in retirement

Key Takeaways

1. What are some common mistakes people make in retirement planning that leads to disaster?
2. There are two common approaches to spending retirement money: the overly frugal and the spender. 
3. Conservative investments likely won’t work after you’ve hit retirement age – because things like CDs don’t keep pace with inflation.

Links

1. PrairieView Wealth
2. PrairieView’s Youtube

Avoid Financial Disaster with PrairieView Wealth 

Your long-term financial security matters, and we can help ensure you’re on the right track for the retirement of your dreams. Click here to connect with a financial planner at PrairieWealth Partners and get started today. 

 

Facebook: https://www.facebook.com/PrairieViewWealthPartners

LinkedIn: https://www.linkedin.com/company/prairieview-wealth-partners/

Website: https://www.prairieviewwealthpartners.com/

 

[Disclosures]

PrairieView Wealth Partners, LLC is a registered investment advisor. Information in this message is for the intended recipient[s] only. Please visit our website prairieviewwealthpartners.com for important disclosures.

PrairieView Wealth Partners, LLC often communicates with its clients and prospective clients through email and other electronic means. Your privacy and security are very important to us. PrairieView Wealth Partners, LLC makes every effort to ensure that email communications do not contain sensitive information. If you are not the intended recipient of this communication, please delete and destroy all copies in your possession, notify the sender that you have received this communication in error, and note that any review or dissemination of, or the taking of any action in reliance on, this communication is expressly prohibited. We remind our clients and others not to send PrairieView Wealth Partners, LLC private information over email. If you have sensitive data to deliver, we can provide secure means for such delivery. Please note PrairieView Wealth Partners, LLC does not accept trading or money movement instructions via email. Please visit our website prairieviewwealthpartners.com for important disclosures.

Please remember to contact PrairieView Wealth Partners, LLC if there are any changes in your personal/financial situation or investment objectives for the purpose of reviewing/evaluating/revising our previous recommendations and/or services, or if you want to impose, add, or to modify any reasonable restrictions to our investment advisory services. A copy of our current written disclosure statement discussing our advisory services and fees continues to remain available for your review upon request.

The information provided herein is for informational purposes only and does not constitute financial, or legal advice. Investment advice in an advisory capacity can only be rendered after delivery of PrairieView Wealth Partners, LLC’s disclosure statement (Form ADV Part 2) and execution of an investment advisory agreement between the client and PrairieView Wealth Partners, LLC.