Shielding Yourself From the Effects of Inflation [PODCAST 15]

In today’s episode, Tim Regan and Katie Umland tackle how you can shield yourself from the effects of inflation this year. Whether it’s the rising price of eggs or the cost to fill your tank, none of us are immune from inflation – but there are ways you can counteract those price hikes, invest responsibly and save money.

Combating inflation is about more than switching your grocery store or buying off-brand – it can also affect your investment strategy. 

In this episode, Tim and Katie talk about different investment strategies they often recommend to their clients during times of market volatility. Listen in to learn:

  • What are I bonds and how can you invest in them?
  • How are traditional CDs faring against inflation?
  • Whether long-term investments in the stock market could be an option for your portfolio

Katie and Tim also discuss how to approach your savings strategy with the right mindset – avoiding emotionally charged decisions and making those larger purchases with logic. When in doubt, it’s better to wait. 

“When you’re in the times of this imbalance between supply and demand, we see some prices going up really high,” Tim explains. “Try to postpone the purchases on those things that are running rampant with inflation to help protect your buying power.”

Catch all these tips and more in today’s episode, and click below to explore even more from the Retirement Readiness podcast. 

Click here to explore our other podcast episodes on preparing for your future retirement.

Key Timestamps and Topics

  • [3:04] What are I bonds?
  • [4:05] Inflation and the stock market
  • [6:58] What’s considered a “long-term” investment?
  • [9:43] Inflation isn’t the same for every good or service

3 Key Takeaways

  1. The interest rate on I bonds are tied directly to inflation rates – and could be a great investment opportunity.
  2. Inflation doesn’t impact every good/service in the same way – consider the price increases of your individual wants and needs, and plan your spending accordingly.
  3. Avoid making emotion-driven purchases, especially when prices are high.


  1. PrairieView Wealth
  2. PrairieView’s Youtube

Learn More with PrairieView

Want to learn more ways to cut costs and save for retirement amid inflation? Click here to connect with a member of our team today.

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