We’ve learned, grown and achieved a lot in the past 12 months here at PrairieView – and we’re so excited to see what 2024 will bring for our team and clients. With that in mind, we’ve rounded up our top 10 blogs and podcasts for your review, from cleaning up your credit to collecting Social Security benefits and more.
But the new year doesn’t mean you should leave everything behind in 2023! In fact, it’s been reported that intentional reflection is key to success, both professionally and personally. As you build your goals and financial plan for the year, looking back is just as important as looking forward.
Whether you’ve already implemented these tips or are continuing to grow, these pieces can offer perspective and guidance along the way.
Our Top 10 Blogs and Podcasts of 2023 – And How They Can Help You in 2024
1. [Blog] 6 Common Questions and Answers about Social Security Survivors Benefits
What happens to Social Security benefits when a loved one passes away?
Often referred to as “survivors benefits,” these funds are meant to replace loss of income due to the death of a family member who would have otherwise collected their own Social Security.
But from qualifying and applying to calculating your maximum amount, there are often several questions surrounding survivors benefits – and we’re here to help. Click below to explore six common questions (and answers) about this federally funded program.
2. [Podcast] Episode 19: Financing Retirement Through Social Security, Pensions and Personal Savings
The best retirement plans usually involve more than just a savings account. Social Security, pensions, Roth IRAs and 401(k)s are all solid options – but how do you know which is right for you?
The answer is likely some combination of the above, depending on your age, goals and other factors. In this podcast episode, we dive into how you can plan your future income, what amount you should save each year and other important considerations.
3. [Blog] How to Calculate Your Maximum Social Security Benefit
Continuing with the theme of Social Security, did you know that your total benefit amount can vary widely?
For example, someone who retires in 2023 at 70 years old could receive up to $4,555 per month from Social Security, while a 62 year old would be capped at just $2,572 per month!
Your age, work history and the cost of living can also make a difference in your total payout. And while you can’t see exactly what the future will hold, it’s pretty easy to estimate your future benefits (especially with the nifty calculators available online). Click below to start crunching the numbers and uncover your potential earnings.
4. [Podcast] Episode 24: Estate Planning in Retirement
Estate planning can help protect you and your loved ones in the event that you pass away or become otherwise incapacitated. It’s especially important for those who have young children to keep in mind. But if something were to happen to you tomorrow, would a lump sum inheritance really be best for your kids?
Luckily, there are options available (no matter who your beneficiaries are). In this episode, we’re covering the basics of trusts for estate planning purposes, including tax implications you may need to keep in mind.
5. [Blog] At What Age Do I Qualify for Medicare?
What happens to your health insurance after you retire? For more than 60 million Americans, Medicare is the answer.
Medicare is a federally funded insurance program available to those 65 or older, as well as other individuals who meet disability criteria. But what if you’re still working at that age?
We’ve got you covered. Click below to learn more about what age you need to be to apply for and collect Medicare, along with other helpful information.
6. [Podcast] Episode 23: Credit Clean-Up Tips to Get Your Kids Ready for College
Your teen is all grown up and ready to move into the dorms – but are their finances ready?
If not, you may end up risking your hard-earned retirement savings or taking out unnecessary loans come college time.
Teaching your kids about the importance of credit can help prepare them to make sound, responsible decisions as adults. In this episode, we’re going over simple ways you can help build credit for your child while they’re still at home, while also teaching them about what factors influence their credit in the short- and long-term.
7. [Blog] What Does Dave Ramsey Say About Real Estate Investing (and Is He Right?)
If you’re thinking about investing in real estate, this one’s for you!
We’re taking a look at seven pieces of real estate advice from Mr. Dave Ramsey himself, from realtors to budgets and even loans you should (and shouldn’t) consider.
With a hot market and high interest rates dominating 2023, now is a great time to brush up on your real estate knowledge – and this blog can help you get started.
8. [Podcast] Episode 21: Tax Advantages of Installing Solar Panels on Your Home
Solar panels could lower your electricity bill – and maybe even your taxes.
That’s because American homeowners can receive up to 30% of a tax credit for the cost of materials and installation related to solar panels. However, the credit isn’t going to offset the other 70% of initial costs, and the incentives available aren’t permanent. So how do you know if solar panels are the right (financial) move for your family home?
Our team tackles this trending topic in episode 21 of “Retirement Readiness,” available at the link below.
9. [Blog] Social Security: When Should You Start Collecting Benefits?
Remember when we said that a variety of factors could influence your Social Security payout? We’re digging deeper into those factors in this blog, which explores how you can estimate your potential benefits and look up current benefits, as well as four things to consider before applying.
Each individual is different, and there’s no one “right” answer, but the more knowledge you have on the program, the more confident you and your loved ones can feel in your decision.
10. [Podcast] Episode 28: Part-time Work in Retirement
Let’s round out the list with a fresh take: Part-time work in retirement can be a good thing.
While many people think your golden years are all about relaxing, a part-time job or volunteer work can actually provide much-needed structure, purpose and social interaction for retirees (as well as potential income).
Want to learn more? Take a listen at the link below to learn more about the pros and cons of part-time work in retirement.
Wherever you are in your financial journey, these top 10 podcasts and blogs from 2023 offer insights that can round out your knowledge and inspire financial growth in the new year. And, of course, keep an eye out for fresh content over on our website!
Make a Plan with PrairieView
If you’re interested in personalized financial guidance and timely insights, click here to connect with a member of the PrairieView team and get started today.
[Disclosures]
PrairieView Wealth Partners, LLC is an SEC registered investment adviser. SEC registration does not constitute an endorsement of PrairieView Wealth Partners, LLC by the SEC nor does it indicate that PrairieView Wealth Partners, LLC has attained a particular level of skill or ability. This material prepared by PrairieView Wealth Partners, LLC is for informational purposes only. It is not intended to serve as a substitute for personalized investment advice or as a recommendation or solicitation of any particular security, strategy or investment product. Information presented herein is accurate as of the date it was prepared. Advisory services are only offered to clients or prospective clients where PrairieView Wealth Partners, LLC and its representatives are properly licensed or exempt from licensure. No advice may be rendered by PrairieView Wealth Partners, LLC unless a client service agreement is in place. This material is not intended to serve as personalized tax and/or investment advice since the availability and effectiveness of any strategy is dependent upon your individual facts and circumstances. PrairieView Wealth Partners, LLC is not an accounting firm. Please consult with your tax professional regarding your specific tax situation when determining if any of the mentioned strategies are right for you.
