Inflation, Unemployment and the Stock Market [PODCAST 14]

Listen in as Tim Regan, Founder and Wealth Partner of PrairieView Wealth Partners, talks about pandemic-driven inflation, market predictions for 2023, and how your personal risk profile should affect your investment decisions.

In today’s episode, Tim provides a high-level look at how the pandemic, supply chain issues, and labor shortages have impacted price and supply for American investors, resulting in inflation.

Inflation measures the rate at which prices of goods and services are rising. If it’s too high, it can erode the value of investments and reduce their returns. Inflation can also be unpredictable, so understanding how it could potentially affect investments and having a strategy to manage it can be beneficial.

While inflation has been a hot topic in recent years, Tim predicts that 2023 could offer some relief, especially for bond performance. Stocks may also see a rebound in coming months.

Another crucial factor to consider in your investment strategy is your personal risk tolerance, which Tim divides into three main levels: Risk Off, Risk Neutral and Risk On. While these offer a great guideline for your portfolio in 2023, Tim reminds us that each person and portfolio differs.

“Make decisions based on your goal, your time horizon, and when you think you might need the money,” he explains.

Additionally, seeking out the help of a fiduciary can provide more personalized and informed advice for your unique financial situation.

Click here to explore our other podcast episodes on preparing for your future retirement.


Key Takeaways

1. Inflation is financial jargon for increased prices and/or the decreased value of currency.
2. It’s likely that the market will see more stabilization throughout 2023, which may improve bond performance specifically.
3. Your investment decisions should take into account your personal risk tolerance.


Key Timestamps and Topics

● [0:25] What has caused current price hikes?
● [0:46] Understanding the relationship between inflation and supply/demand.
● [3:35] Is inflation coming down?
● [4:53] How personal risk tolerance should inform your investment decisions.


Relevant Links

  1. PrairieView Wealth
  2. PrairieView’s Youtube



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PrairieView Wealth is committed to providing your family with the tools and resources you need to turn your financial goals into reality. Click here to learn more about PrairieView or connect with a member of our team today.

Need more info? 708.326.4750 or [email protected]

Practice Disclosure:

Advisory Persons of Thrivent provide advisory services under a “doing business as” name or may have their own legal business entities. However, advisory services are engaged exclusively through Thrivent Advisor Network, LLC, a registered investment adviser. PrairieView Wealth Partners and Thrivent Advisor Network, LLC are not affiliated companies. Information in this message is for the intended recipient[s] only. Please visit our website for important disclosures. Securities offered through Purshe Kaplan Sterling Investments(“PKS”), Member FINRA/SIPC. PKS is headquartered at 80 State Street, Albany, NY 12207. PKS and PrairieView Wealth Partners are not affiliated companies. The material presented includes information and opinions provided by a party not related to Thrivent Advisor Network. It has been obtained from sources deemed reliable; but no independent verification has been made, nor is its accuracy or completeness guaranteed. The opinions expressed may not necessarily represent those of Thrivent Advisor Network or its affiliates. They are provided solely for information purposes and are not to be construed as solicitations or offers to buy or sell any products, securities or services. They also do not include all fees or expenses that may be incurred by investing in specific products. Past performance is no guarantee of future results. Investments will fluctuate and when redeemed may be worth more or less than when originally invested. You cannot invest directly in an index. The opinions expressed are subject to change as subsequent conditions vary. Thrivent Advisor Network and its affiliates accept no liability for loss or damage of any kind arising from the use of this information.  


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