Many financial planners talk about the importance of being “financially fit” for retirement – however, there’s an equally important piece of achieving the two-comma life: mental fitness.
We often stretch our mind muscles while working, whether that’s drafting emails or crafting business plans or even just chatting with colleagues. Once you retire, it may be more difficult to replace those daily brain-building activities.
In today’s blog, we’re exploring seven simple (and even enjoyable) ways you can keep your mind sharp post-retirement, from taking a class at your local college to volunteering in your community and more.
What is “Mental Fitness” – and Why is it Important?
Similar to physical fitness, mental fitness is about exercising your mind. Just like your body has several muscles you can train and build, your brain is a muscle that needs to be used to stay “in-shape” (regardless of your age). Mental fitness can help maintain – and even improve – your:
- Memory
- Problem-solving skills
- Focus/attention span
- And more
One recent study found that 32% “didn’t feel well prepared for the day-to-day realities of retirement.” Additionally, one in five adults aged 55 or older experience mental health struggles like anxiety, depression, mood disorders, and more. By keeping both your mind and body active, you can help reduce your chances of developing such disorders and better enjoy your retirement.
7 Ways to Maintain Mental Fitness Retirement
1. Audit a class at a local college
Many community colleges and universities allow senior citizens to audit a class for low or even no cost. For example, at Indiana State University, you can apply to audit a lecture-based class for just $5.00 per credit hour.
Related: Click here to read “Retiring in 2024: Financial, Legal, Healthcare and Lifestyle Considerations”
Nowadays, colleges offer classes on nearly everything, from beekeeping to puppetry. If there’s a new skill or hobby you’ve always wanted to learn more about, this is a great way to get started!
2. Join a book club (or start your own!)
Book clubs are a great way to keep your mind busy while also creating regular opportunities for socialization with friends. Discussing characters, plots, and themes with fellow bookworms keeps your mind engaged and fosters critical thinking.
And if you can’t find a book club that interests you, why not take the initiative and form your own? Gather some friends or neighbors who share your passion for reading, choose a book that piques everyone’s interest, and schedule regular meetings to get started.
3. Start journaling
Journaling is more than just recording your daily activities – it can help to reduce anxiety, promote self-reflection, and regulate emotions.
Set aside a time at the beginning or end of each day to add journaling into your routine. You can also set a reminder through the clock app on your phone to help keep you on track. Then, find a quiet spot and write for 5-10 minutes. If you’re struggling to fill the page, you can also choose a journal that provides built-in prompts.
4. Play word games and other mind puzzles
Technology may have a reputation for rotting our brains, but in some ways, it can be a great ally in maintaining mental fitness.
For example, many people enjoy completing the New York Times’ word-guessing game, Wordle, or the crossword puzzle each day. If you’re interested in learning a new language, the free Duolingo app offers bite-sized lessons you can complete from anywhere – all you need is your phone!
5. Volunteer
Volunteering is a rewarding way to give back to your community while keeping your mind and body active, providing a sense of purpose and accomplishment. Many libraries, pet shelters, and even pre-schools rely on help from volunteers and are even willing to train you.
Similarly, a part-time job in a role that interests you can help get the gears turning and provide that fulfillment while also adding a little extra money to your budget.
6. Get a pen pal
Handwritten letters were all the rage before the invention of email – but snail mail might be making a comeback. Becoming a pen pal, in which you send and receive letters from another on a regular basis, can encourage you to learn about different perspectives, hone your writing skills, and broaden your horizons.
There are several websites you can use to connect with a pen pal. You may also find a program at your local hospital, schools, or even penitentiary!
7. Stay active
Remember, your mind and body are interconnected. Research from the CDC shows that exercise not only improves your physical health, but also benefits your cognitive function by improving memory and reducing your chances of developing dementia.
Consider adding an evening walk to your post-dinner routine to improve your mental fitness in retirement – and add an extra dose of healthy socialization by inviting a friend to come along.
Retirement is a time for freedom, exploration, and personal growth. By prioritizing your mental fitness with the above suggestions, you can ensure that your mind stays sharp, engaged, and ready to embrace all the possibilities that retirement offers.
Create a Plan for Your Finances – and Your Life
A well-rounded retirement plan involves more than just crunching numbers and paying bills. At PrairieView Wealth Partners, our team helps you craft a roadmap for a happy, healthy retirement. Click here to schedule a complimentary meeting and get started today.
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